The Maclear AG crowd-lending company aimed at the Swiss and European markets has announced that it is preparing to launch its P2P investment platform. The Maclear platform will provide fully transparent investing instruments that comply with Swiss regulations. Investors will gain access to the carefully selected list backed by the collaterals projects of the EU and Swiss economies.
After extensive research on the highly competitive crowd-lending market, Maclear has decided to launch its innovative investment P2P platform. The result was the development of a dedicated investment platform in line with the Company’s core principles revolving around investor protection, transparency, the flexibility of borrowing conditions, and excellence in terms of customer service.
The development team has been working on the platform for two years. Maclear received all necessary licenses and permissions from the Swiss authorities to start activities. The team’s combined experience in financial and legal markets has allowed it to effectively identify potential investment barriers and eliminate them within the framework of the new platform as part of its administration policy and to minimize risks.
The Maclear platform provides customers with a practical, user-friendly P2P application designed for safely investing in various business projects, diversified both geographically and by industry. All projects listed on the platform undergo a careful qualifying selection process to meet stringent parameters, including complete and multilateral due diligence and risk assessment. All projects listed on the platform are backed by complex guarantees provided by Projects Owners and Projects Managers, such as personal guarantors, pledges of assets and property, additional collaterals, and third-party guarantees. A few projects from the real economic, industrial, and IT sectors have been reviewed and assessed to be listed on the platform.
The team at Maclear is headed by Mr. Denis Ustjev – the Co-Owner, CEO, and CFO. Denis has extensive expertise in modern P2P crowd-financing and banking, investment advising, and consultancy applicable to real sector companies, innovative startups, and various online projects. His extensive professional experience as a financial adviser, a practical implementer of risk assessment systems, and proven ability to quickly grasp business specifics allow him to channel Maclear down the growth path. Denis is assisted by Aleksandr Nikitin – the Co-Owner and CEO of Maclear, who is responsible for strategy and operations management. He is an expert with more than ten years of experience in international trade and has developed proficiency in multicultural environments. Other team members include Mr. Igor Bannikov – the AMLA Officer of Maclear with ten years of experience in risk and compliance management. Mr. Simon Brauchli – the Chief Accountant of Maclear AG; Mr. Alexej Martin – secondary AML/Compliance Officer and also Director of Maclear AG.
As a P2P crowd-lending platform, Maclear is organized and operated under Swiss financial market regulations and is verified and monitored by the Polyreg SRO regarding AML compliance. Maclear AG is a member of the PolyReg Self-Regulatory Organization.
The company underwent a successful audit in April 2023 by Grant Thornton AG. This audit validated Maclear AG’s readiness for crowd-lending activities and it’s strict adherence to Swiss AMLA regulations. Maclear’s business model assumes full responsibility for investors’ funds, which will be kept on the special escrow accounts segregated from the Company’s operative accounts.
Our team is confident that the entry of Maclear into the lending and crowd-financing markets will add tremendous value to all investors and borrowers willing to resort to its services.
Maclear